The Brain Behind
Defensible Risk.
Xcigence is an AI-powered cyber risk intelligence and risk-scoring platform that uses patented technology to quantify cybersecurity risk across organizations, users, assets, vendors and supply chains. Xcigence translates cyber-risk evidence into standardized risk scores and financial exposure intelligence for enterprises, financial institutions, insurers and investors.
Experience the Power of Xcigence in our Methodology
We go beyond surface-level scans, deeply analyzing your entire digital footprint and aligning with National Institute of Standards and Technology (NIST) frameworks.
Multi-source Scanning
Data-Driven Foundation
Our methodology is continuously enriched by comprehensive data inputs:
The Scoring Concept
What Makes Us Different
Contextual Severity Matters
For example: A single critical vulnerability has a significantly higher impact on your score than multiple low-risk issues combined.
Key Benefits of the Xcigence Score
Transforms complex cybersecurity data into a single, easy-to-understand metric for decision-making.
Provides ongoing visibility into vulnerabilities and emerging threats across your digital ecosystem.
Highlights critical and high-risk issues, enabling teams to focus on what matters most.
Evaluates your score against sector-specific thresholds, ensuring meaningful comparisons.
Enables objective assessment of vendors, partners, and supply chain risk.
Demonstrates a measurable, proactive approach to cybersecurity to investors, clients, and regulators.
How Insurance and Government Can Use the Xcigence Score
For Insurance Providers
Underwriting & Risk Selection
The Xcigence Score functions as a quantitative proxy for cyber risk exposure, enabling insurers to move beyond questionnaires and self-reported controls.
Pre-underwriting screening
Rapidly assess whether an organization meets minimum cyber hygiene thresholds before issuing a policy.
Risk segmentation
Group insureds into risk tiers (e.g., low, moderate, high risk) based on score bands.
Exposure modeling
Integrate the score into actuarial models alongside historical claims, sector risk, and revenue size.
Continuous monitoring
Track score changes over time to identify deteriorating risk between policy periods.
How the Score Impacts Insurance Premiums
"The Xcigence Score enables risk-based pricing, similar to how credit scores influence lending."
The Xcigence Score provides insurers with an independent, data-driven view of an organization's cybersecurity posture, supporting more informed cyber liability underwriting.
Enhance risk assessment
Complement traditional underwriting with objective, externally validated cybersecurity data.
Support risk-based pricing
Align premiums with the organization's measured cyber risk exposure.
Strengthen portfolio oversight
Monitor changes in cybersecurity posture across insured entities over time.
Encourage proactive risk reduction
Incentivize policyholders to improve their posture through measurable scoring improvements.
Note: The Xcigence Score is intended to support, not replace, insurer underwriting judgment.
For Government & Regulators
Standardized Benchmarking & Oversight
Government agencies can use the Xcigence Score as a standardized benchmarking and oversight tool to protect national interests.
Critical infrastructure monitoring
Track cybersecurity posture across sectors such as finance, energy, and healthcare.
Regulatory compliance support
Align score thresholds with frameworks from the National Institute of Standards and Technology and other national standards.
Procurement risk assessment
Require minimum cybersecurity scores for vendors bidding on government contracts.
National risk visibility
Aggregate anonymized scoring data to understand systemic cyber risk trends.